It should not be described as a commercial investment promising repayment or returns. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 corporately. Family and continuing corporate obligations are additional.
Preserve the financial distinction
Confirm current official gift and fee terms and keep EB-5 capital and project risk separate. Avoid implying that different obligations create the same asset.
Add any applicable professional, document, medical and State Department costs separately, and re-verify the official amounts, payment sequence and refund terms immediately before any transfer. Everything else — translators, counsel, medical examinations, courier and travel — is private commercial spending negotiated with a provider, and none of it is an official programme charge however an invoice describes it. As published, each accompanying spouse and each unmarried child under twenty-one adds a further nonrefundable processing fee and a further US$1 million gift, so a household's total is a multiple rather than a small increment. Money paid to a private adviser sits under an engagement agreement with its own termination and refund clauses; a published government payment sits under published conditions, including a charge described as nonrefundable.