The legal rights matter. Contractual repayment rights and guaranteed rates of return are excluded from qualifying capital; reassuring marketing does not change those terms.
Ask who can actually demand the money
An enterprise-only discretionary buyback has a narrow statutory exception, subject to the applicable conditions, rather than an investor entitlement. Have the investment documents assessed before relying on a promise of capital return. Government charges and professional expenses remain separate from the amount committed as qualifying capital.
Chiefly professional time and document retrieval: certified translations, archived bank statements, accountants' letters, valuations and additional legal hours spent reconciling records across jurisdictions. Professional fees cover the source-of-funds documentation, which for a two-income household with savings, pension entitlements and property may span many years of records, and legal representation across a process lasting several years. Professional costs can include a licensed U.S. immigration attorney, a Canadian lawyer to retrieve land registry or estate records where needed, and an accountant to reconcile tax returns with the movement of money.