Only the actual qualifying capital should be identified. A price financed partly through enterprise-secured debt cannot be treated as if every dollar were the investor’s qualifying funds.
Break out the sources and security
Show the cash contribution, borrowing, seller financing and separate fees under their real terms. Enterprise collateral excludes that borrowing even when personal collateral is added. An accountant’s purchase total can serve a different purpose from the immigration capital assessment; do not combine the two without explaining the components.
For an existing mechanical contractor the total cost includes the asset price, licensing and insurance transfers, vehicle and equipment needs, and the operating reserve required to carry payroll and materials until receivables turn over. Within the business ledger, separate the initial franchise payment, royalties, lease deposits, equipment, inventory, insurance, licences, and working capital; mark whether each amount is refundable, contingent, spent, or irrevocably committed. The real budget covers valuation, accounting due diligence, American and Canadian legal drafting, a properly researched business plan, working capital for the first operating period, and the cost of restructuring terms that do not fit.