The genuine terms must be disclosed and assessed. Do not describe a contribution as an unconditional gift if the actual arrangement says otherwise.
Use the real financial agreement
Gifts and loans must be in good faith and not circumvent the capital requirements. The investment’s own contractual repayment rights and guaranteed returns also need separate review; a simplified label cannot change those facts.
Government filing fees at the amounts published in the USCIS fee schedule, Form G-1055, and professional costs that are substantial in a direct investment: independent legal advice, source-of-funds preparation, business valuation, and an economist's or accountant's work on the job-creation plan. A regional-center offering typically requires the investment amount plus an administrative fee paid to the center, and the investor also pays government filing fees under the USCIS fee schedule, immigrant visa fees for each family member, professional fees and the costs of assembling source-of-funds records. Beyond the capital itself, budget separately for the costs that sit around it: administrative fees charged by a project, legal fees for the petition and for the funds-tracing work, translation of foreign-language records, and later the cost of the petition to remove conditions.